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आयुष्मान भारत · Welfare

Ayushman Bharat (PMJAY)

₹5 lakh/year cashless health cover per family.

Managed by: National Health Authority

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Ask anything about Ayushman Bharat (PMJAY) — eligibility, documents, fees, timelines, official process.

Eligibility

  • Families listed in SECC 2011 deprivation criteria
  • Certain occupational categories (urban)
  • 70+ senior citizens (universal, 2024 expansion)

Required Documents

  • Aadhaar
  • Ration card
  • Mobile number for OTP

Step-by-step Application Guide

  1. 1

    Check eligibility

    Visit beneficiary.nha.gov.in or pmjay.gov.in and search by mobile/Aadhaar/ration.

  2. 2

    Locate CSC/hospital

    Visit nearest Common Service Centre or empanelled hospital.

  3. 3

    e-KYC verification

    Aadhaar biometric or OTP verification done by operator.

  4. 4

    Get Ayushman Card

    PVC card printed (₹30) or download e-card free.

  5. 5

    Avail treatment

    Show card at any empanelled hospital for cashless treatment up to ₹5 lakh.

Important Notes

  • Cover is per family, not per person.
  • Over 1,900 medical procedures covered including cancer, cardiac, dialysis.

Frequently Asked Questions

Is registration mandatory?

You must be pre-listed as eligible; new households cannot enrol unless a special scheme (like 70+) covers them.

Can I use it outside my state?

Yes, portability is allowed at any empanelled hospital across India.