अटल पेंशन योजना · Pension

Atal Pension Yojana

Guaranteed ₹1,000-₹5,000 monthly pension after 60.

Managed by: PFRDA, Ministry of Finance

AI Assistant

Ask anything about Atal Pension Yojana — eligibility, documents, fees, timelines, official process.

1
Visit your bank
Any bank / post office where you hold a savings account.
2
Fill APY form
Choose pension slab ₹1,000 / 2,000 / 3,000 / 4,000 / 5,000.
3
Auto-debit mandate
Contribution auto-debited monthly/quarterly/half-yearly.
4
Contribute till 60
Contribution amount depends on entry age and pension chosen.
5
Pension for life
Guaranteed pension for subscriber; then spouse; corpus to nominee.

Government co-contributed 50% (max ₹1,000/yr) only to accounts opened before 31 Mar 2016.
Continued default in contribution leads to account closure with penalty.

Can I change pension amount later?

Yes, once a year in April you may increase or decrease slab.

What if I die before 60?

Spouse can continue account or receive accumulated corpus.